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At O.C.P.S. Federal Credit Union, we offer many different types of accounts. Check out some of what we offer below:

Share Accounts

A Share Savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $5.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Christmas Club Account

Christmas Club accounts can be started or changed at anytime.  The Christmas Club is funded to the members Share Account on October 17th.  Call our office, (304) 243-0499, for more details about our Christmas Clubs.

Vacation Club Account

Vacation Club accounts can be started or changed at anytime.  Members may withdrawal money from their vacation club twice a year.

Share Draft (Checking)

Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.

  • No minimum balance requirements
  • No per-transaction fees
  • E-Statements
  • Option to have a Debit/Visa Card
  • On-Line Banking


Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, updates for your home, vacation, or school expenses, you will find low rates, affordable payments and personal service right here at O.C.P.S. Federal Credit Union.

  • New and Used Auto Loans
  • Labor & Leisure- Motorcycles, Campers, Large Mowers, Farm Equipment
  • Line of Credit – Up to $5,000
  • Vacation Loans – Up to $1,200 – given anytime
  • Christmas Loans– Up to $1,200 – 10/1 thru 1/31
  • Back to School – Up to $1,200 – 7/1 thru 9/30
  • Spring into Spring – Up to $1,200 – 4/1 thru 5/31

Credit Disability & Life Insurance offered on all loans at a minimal fee.

Visa Debit Card

  • This convenient, card adds even more convenience to your Credit Union membership!
  • Call our office to apply for your debit card today.

Visa Credit Card

  • No annual fee at this time.  Call our office for details.


Direct Deposit and Payroll Deduction

Money management is simple and automatic with these two free services:

Direct Deposit – Your paycheck, Social Security check, Pension or Government payments can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.  This option is essential for those whom love to budget.

Other Services

  • Free Notary Services – Now Available for all members
  • In House Computer System – Immediate withdrawals upon requests
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