280 Fulton St.
Wheeling, WV 26003

Tel: +304-243-0499


At O.C.P.S. Federal CU, we offer many different types of accounts, suiting needs of all different kinds. Check out some of what we offer below:

Share Accounts

A share savings account offers safety and convenience, with competitive yields and no limitations on deposits and withdrawals. A $5.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Christmas Club Account

Christmas Club accounts can be started or changed at anytime – paid in October

Vacation Club Account

Vacation club accounts can be started or changed at anytime – paid in May


Low-cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home or a college education for your kids, you will find low rates, affordable payments and personal service right here at O.C.P.S. Federal CU.

  • New and Used Auto Loans
  • Labor & Leisure
  • Line of Credit
  • Vacation Loans – given anytime
  • Christmas Loans– 10/1 thru 1/31
  • Back to School – 7/1 thru 9/30
  • Shared Secured

Credit Disability & Life Insurance offered on all loans at a minimal fee.

Share Draft (Checking)

Our Share Draft Checking Accounts give you all the features you want in a checking account, without the fees and hassles you’ll find at other financial institutions.

  • No minimum balance requirements
  • No per-transaction fees
  • Easy-to-reconcile monthly statements
  • Instant carbonless check copies

Visa Debit Card

  • This convenient, card adds even more convenience to your Credit Union membership!
  •  $12.00 annual fee.

Visa Credit Card

  • No annual fee

Direct Deposit and Payroll Deduction

Money management is simple and automatic with these two free services:

Direct Deposit – Your paycheck, Social Security check, pension or government payment can be electronically deposited directly into your credit union account. With Direct Deposit your money is available sooner, and you’ll never have to worry about a lost or stolen check.

Payroll Deduction – This great service lets you specify a portion of your paycheck to be deposited into different accounts, enabling you to save or pay back loans automatically.

Other Services

  • Free Notary Services
  • In House Computer System – Immediate withdrawals upon requests
  • Quarterly Newsletter